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Additional important information

ADDITIONAL IMPORTANT INFORMATION
PLEASE TICK ONE APPROPRIATE BOX PER SECTION

PROTECTION
We strongly recommend that life assurance and critical illness cover to repay the balance of the loan is in place
prior to drawdown of the mortgage funds and throughout the term of your mortgage. We also recommend that you
monitor the adequacy and costs of your life assurance and critical illness arrangements on a regular basis
throughout the mortgage term. Please confirm that: -
Your current life assurance and critical illness arrangements are at least sufficient to cover the mortgage balance for the term of the loan. You are speaking to your financial adviser for a full review of your arrangements and will consider their advice. Please note if you decide not to act on this advice, you do so at your own risk. You will not be arranging / reviewing your arrangements and you fully understand the risks involved in doing this. You would like us to provide a list of independent financial advisers willing to contact you to
discuss your requirements.



INVESTMENTS TO SUPPORT INTEREST ONLY BORROWING
We strongly recommend that suitable investments to repay the balance of the interest only loan at maturity are in
place prior to drawdown of the mortgage funds and throughout the term of your mortgage. We also recommend that
you monitor the adequacy and costs of these investments on a regular basis throughout the mortgage term and
address any potential shortfall at the earliest possible moment. Please confirm that: -
Your investments are at least sufficient to cover the interest only mortgage balance for the term of the loan. You are speaking to your financial adviser for a full review of your investments and will consider their advice. Please note if you decide not to act on this advice, you do so at your own risk. You will not be reviewing your investments and you fully understand the risks involved in doing this. You are repaying the interest only mortgage by means other than a normally recognised investment. You fully understand the risks involved in doing this and it is your responsibility to repay the mortgage at maturity. You would like us to provide a list of independent financial advisers willing to contact you to
discuss your requirements.


BUILDINGS & CONTENTS INSURANCE
It will be a condition of your mortgage that your property is insured for the rebuilding cost. It is your responsibility to
arrange this from exchange of contracts (for purchase), or completion (for re-mortgages). Please confirm that: -
You will be arranging new cover yourself and will have this on risk by the appropriate time. You would like our independent broker to contact you to provide competitive, no obligation quotes
Your current policy will be reviewed / is sufficient to meet the lender’s requirements.
Your renewal date is:
(P.T.O.)


MORTGAGE PAYMENT PROTECTION INSURANCE (MPPI)
Davidson Deem do not offer advice on protecting your mortgage against the consequences of illness, long-term
sickness or redundancy. Please confirm that: -
Your current policy will be reviewed / is sufficient to meet your requirements. You will be arranging new cover yourself and will have this on risk by the appropriate time. You will not be arranging / reviewing your arrangements and you fully understand the risks involved in doing this. You would like us to arrange for an adviser to contact you who can discuss your needs and
recommend a product from a range of insurers.



SOLICITORS
Arranging a mortgage or a re-mortgage will involve some necessary legal work. Unless we tell you that your lender
will provide the legal work free of charge (usually for re-mortgages), it is your responsibility to instruct a solicitor or
conveyancer to act on your behalf, establish the total costs (including legal disbursements) and to pay them
yourselves. Please confirm that: -
You will be instructing a solicitor or conveyancer yourself. A solicitor or conveyancer is not required, as the lender will be instructing one on your behalf. You would like us to obtain 3 illustrations from our large panel of solicitors.

Please be aware that Davidson Deem Ltd does not provide advice on any of the 5 areas covered above.

Name:_________________________________
Name:___________________________________ Signature:______________________________ Signature:________________________________ Date:__________________________________ Date:____________________________________
Please could you also provide a valid e-mail address so that we can keep you
fully informed of your application’s progress.
………………………………………………………………….

Source: http://www.davidsondeem.co.uk/media/15973/Additional-Important-Information-Form.pdf

hin.is

SKÝRSLA STJÓRNAR HÍN Á AÐALFUNDI 24. FEB. 2012 Fundir stjórnar Á aðalfundi HÍN, sem haldinn var 26. feb. 2011, var tveggja ára kjörtímabili þeirra Esterar Ýrar Jónsdóttur, Estherar Ruthar Guðmundsdóttur og Hilmars J. Malmquists. Þau gáfu öll kost á sér til áframhaldandi stjórnarsetu og hlutu til þess kosningu. Frá síðasta aðalfundi hefur stjórn haldið 9 ven

Microsoft word - curr_pro.doc

CURRICULUM VITAE Name Alexandre Valério de Mendonça Institutional address Laboratory of Neurosciences, Faculty of Medicine, 1649-028 Lisbon Telephone (351)217985183 Telefax (351)217999454 Email mendonca@fm.ul.pt Present position, institution, starting date Previous positions, institutions, dates Other scientific areas of interest Recent organization of scientific meeti

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